By R. David Michaels - Dec 11, 2018
Tis the season to be jolly. Assuredly, most of us are thinking about the gift(s) we will get for each of our loved ones.
As we do so, we should be calculating to assure we do not suffer a financial hangover once the holidays are over. It is easy to fall off
of our budget this time of year. We see the great sales that retailers offer, and we make a purchase.