Providing you with the
KNOWLEDGE AND TOOLS YOU need
to build and maintain a WINNING CREDIT SCORE.
 | First, obtain a credit report from each of the three reporting agencies. |
| Second, use the knowledge we offer to reverse any negative aspects of your credit. |
"Clear and concise. An easy to use guide that allowed me to take control of my credit score. A real home run!" Michael Williams, GA
Credit Scores Vary - Depending on Who Pulls it![Scores-Not-Created-Equal-PoleVault]()
By R. David Michaels
When a creditor obtains your credit score, the odds are great that it will differ from the score y... Read more
Does Your Race Affect Your Loan Application?![Race-and-Loans]()
By William Bradley
Because I have worked for multiple banks over the course of fifteen years, I was recently asked whet... Read more
Protect Yourself: Place Credit Freezes on Your Credit Reports![Freeze-Credit]()
By R. David Michaels
Prior to September 12, 2018, it cost $3 to $12 per bureau to freeze your credit, which is officially... Read more