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Credit Research Library

    Our credit research library is a compilation of what we consider to be some of the most useful information available in the industry. Whether you're a consumer looking to better your understanding of credit, or an attorney looking to research the relevant law, this library is for you.
CFPB 2012 Consumer Financial Protection Bureau Report on CRA Reporting Consumer DataCFPB 2012 Consumer Financial Protection BureauCFPB 2013 Consumer Financial Protection Bureau Card Act ReportCFPB 2013 Consumer Financial Protection Bureau on ECOACFPB 2013 Consumer Financial Protection Bureau the BeginningCFPB 2015 Consumer Financial Protection Bureau Card Act ReportCFPB 2015 Consumer Financial Protection Bureau Consumer Voices on Credit Reports and ScoresCFPB 2016 Consumer Financial Protection Bureau CRA ListCFPB 2016 Consumer Financial Protection Bureau Know Before You Owe Mortgage Disclosures and Construction LoansCFPB 2016 Consumer Financial Protection Bureau Rule to End Payday Debt TrapsCFPB 2016 Consumer Financial Protection Bureau Supervisory Highlights CFPB 2017 Consumer Financial Protection Bureau Complaints by Product TypeCFPB 2017 Consumer Financial Protection Bureau Supervisory Highlights Special EditionCFPB 2018 Consumer Financial Protection Bureau Annual ReportCFPB 2018 Consumer Financial Protection Bureau Supervisory HighlightsCFPB 2018 Consumer Financial Protetion Bureau Complaint Snapshot Debt CollectionComptroller's Handbook on Credit Card Lending 2015Credit Card Accountability Responsibility Disclosure Act 2009Credit Repair Organizations Act 1996Credit and Debt Management Handbook Operating Standards and Procedures Handbook Glossary 2015Dodd-Frank Summary on Consumer Protection Act 2010Dodd-Frank WallStreet Reform and Consumer Protection Act 2010Equal Credit Opportunity Act 2015Experian Credit Monitoring and Alerts 2014Fair Credit Billing Act 1986Fair Credit Reporting Act 2011Fair Credit Reporting Act 2012Fair Debt Collection Practices Act 2010Fair and Accurate Credit Transactions Act 2003Fair and Accurate Credit Transactions Act 2006 on Identity TheftFannie Mae Eligibility Update Fact sheet for Borrowers with Significant Derogatory Credit Aug 2017Fannie Mae Underwriting Guide to Sell Single Family Loans Feb 2016FannieMae Derogatory Credit Event Fact Sheet Sept 2014Federal Rule on Identity Theft 2009 title16 vol1 sec 68 1& 2Federal Trade Commission Cooling-of-Rule 2015Federal Trades Commissions Standards to Safeguard Customers Info 2002FreddieMac Upcoming Requirement Changes 2016Handbook for Chapter 7 Trustees 2012How a Credit Card is ProcessedInstruction Forms for 1099a-cNational Consumer Law Center on Automated Injustice 2009Proposed Bill for Consumer Credit Reporting Reform Act of 2017Statute of Limitations on Debt Collections July 2016TransUnion FICO Score Overview 2015VantageScore Lesson Plan